Servicemembers Civil Relief Act (SCRA)
Click any question to view or hide the individual answer.
| 1.
| What are my Legal Rights and Protections Under the Servicemembers Civil Relief Act (SCRA)? |
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| 2.
| Who May Be Entitled to Legal Protections Under the SCRA?
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Answer:
Documented members of the following groups may be entitled to
SCRA protections:
- Active duty members of the Army, Navy, Air Force, Marine Corps,
Coast Guard, and active service National Guard
- Active service members of the commissioned corps of the
National Oceanic and Atmospheric Administration
- Active service members of the commissioned corps of the Public
Health Service
- United States citizens serving with the armed forces of a
nation with which the United States is allied in the prosecution of
a war or military action
- Their spouses
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| 3.
| What Legal Protections Are Servicemembers Entitled To Under the SCRA? |
Answer:
Many protections are available. Related to home loans, the
SCRA:
- Limits the interest rate to 6% on a home loan acquired prior to
entering military service of an active duty servicemember or
servicemember and spouse jointly, during the period of
service.
- In a legal action to enforce a debt against real estate that is
filed during, or within 90 days after the servicemember's military
service, a court may stop the proceedings for a period of time, or
adjust the debt. In addition, the sale, foreclosure, or seizure of
real estate shall not be valid if it occurs during, or within 90
days after the servicemember's military service unless the creditor
has obtained a court order approving the sale, foreclosure, or
seizure of the real estate.
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| 4.
| How Does A Servicemember or Dependent Request Relief Under the SCRA? |
Answer:
Please provide us written notice with a copy of your military
orders. You can call Marix Servicing at 1-866-406-2749 for details
on SCRA coverage for your loan.
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| 5.
| How Does a Servicemember or Dependent Obtain Information About the SCRA? |
Answer:
For further information contact Military OneSource
- Website: http://www.militaryonesource.com
- Toll free from the United States: 1-800-342-9647
- From outside the United States (with applicable access code):
1-800-3429-6477
- International collect (through long distance operator):
1-484-530-5908
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| 6.
| Is There a Military Person I Can Speak With About SCRA? |
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